I watched the $huma for a long time and reported it to everyone 1. This protocol is very similar to P2P in the early years, retail investors and institutions can invest money, and then the agreement lends the money to those who need it more, and the interest recovered is the APY of your savings 2. From the perspective of empowering the circle, it is the beggar's version of the anchor that is different to the UST, and it is one of the few business products that can broaden the USTC channel 3. Theoretically, it is a β that can benefit from the growth of stablecoins in the cross-border payment track, and the current growth rate is also close to the growth rate of USDC in payment 4. The team seems to be relatively close to the people, and it is also being delivered after the coin, and the business can make money, and it seems that it will also engage in repurchase and dividends 5. The data published by Dune looks okay, the business growth curve is steep, and the annualized revenue can reach 10M+, but I don't know whether this is retained or the entire LP. Based on GPT's analysis, I tend to think that is the meaning of annual projected income. But there are a few points that are in doubt 1. It may be a false proposition for stablecoins to do cross-border payments on the B-side, for example, USTC's payment business only accounts for less than 1% of revenue, not to mention TEDA 2. The problem with P2P is that the early idea is good, and there are few people who want to borrow high-interest money in the future, and there are many high-interest people who want to save money, so the back is all fake business, and the new deposit is used to pay off the old interest. So I'm worried that there are so many asset packs sent out behind HUMA and so many asset packs, after all, 10.5 apy who doesn't like it To sum up, a safer way is to keep an eye on the data, keep an eye on new sources of asset portfolios, and invest in fundamentals Either just lie down and wait, and the payment function of stablecoins may be hyped in the future, then Huma will usher in its own wind